Home Insurance Cost 2026

The annual home insurance renewal notice is one of the least pleasant pieces of mail any homeowner receives. In recent years, that notice has come with a heavy dose of sticker shock, driven by record-breaking natural disasters, soaring inflation, and a volatile global reinsurance market. As we look ahead to 2026, the question is not…

The annual home insurance renewal notice is a source of increasing anxiety for homeowners ubiquitously. As we previously discussed, the core issue driving rates is a “triple threat”: escalating catastrophic weather, persistent construction inflation, and a hardening global reinsurance market. To truly understand how this impacts your wallet, we must look beyond isolated numbers and…